Trump Administration Inches Closer to Opening 401(k)s to Crypto

Brief

By Dextape Desk · November 8, 2026

The US Department of Labor has sent a proposed framework to the White House for review, a step that could move Bitcoin and other alternative investments closer to being offered in employer-sponsored 401(k) plans. The filing, dated November 5, follows an August 2025 executive order from President Donald Trump. Rather than require crypto, the framework sets six factors fiduciaries would weigh: performance, fees, liquidity, valuation, benchmarks and complexity. Crypto firm Sweep suggested in a November 6 post that a 2% allocation of roughly $10.8 trillion in 401(k) assets could mean about $216 billion in inflows. The proposal still needs White House clearance before a final rule can be published.

Why it matters: It could open a large pool of retirement savings to crypto-linked products, though the framework itself does not require any employer to offer them.

Mentioned: Bitcoin

Summary by Dextape, based on reporting by Bitcoinist. Machine-written from Bitcoinist’s report and checked against it · How Dextape writes