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Payments Could Give Crypto Super Apps a Daily Use Case, TOKEN2049 Experts Say
Most people don’t need to trade cryptocurrencies every day. But they do need to pay for things. That simple difference could determine whether crypto’s ambition to become an everyday financial service succeeds.
Dextape brief
At TOKEN2049 in Singapore, ChangeNOW hosted four panels featuring executives from MetaMask, Trezor, WalletConnect and other firms. Rubic co-founder Aleksandra Korneva said occasional traders rarely have a reason to open an app daily, and Pulsar Money CEO Alex Radu named payments and trading as possible foundations for multi-service apps. CoinRoutes' Michelle Herman questioned whether bundling everything into one platform beats specialized services. On wallets, ChangeNOW's Yana argued users should not need to worry about gas fees, while Trezor's Denis warned that simpler interfaces must still show key transaction details. WalletConnect's Diana Alexandrova said consumers should pay without understanding blockchain, and Aztec Labs flagged that publicly visible payments, including employee salaries, would make it hard for businesses to operate.
Why it matters: The discussion highlights that everyday payments and privacy, not just added features, shape whether crypto products reach regular users.
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