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Ripple CEO Sees XRP as Institutional Gold Standard Within 5 Years
Ripple CEO Brad Garlinghouse sees XRP continuing to emerge as the institutional gold standard for crypto rails over the next five years. David Schwartz envisions mass retail adoption, with blockchain supporting how people manage money, receive payments, invest, lend, and borrow.

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- Blockchain
- A shared, ordered record of transactions, grouped into blocks, that independent computers check against the same protocol rules.
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